2019
237 US law schools graduated around 34,000 students with an average student loan amount of $145,000 per graduate — almost $5 billion of student loan debt entering the workforce in a single year.
Our mission
We solve your student loan problem so you can leverage your finances to live the lifestyle you deserve.
Your student loans shouldn't hold back the evolution of your life. But, if you don't plan properly, that's exactly what will happen. Gaining control over your financial situation starts with how you handle your student loan debt. The time to take action is now!
How it started
Varela Financial was founded based on the work we've done with attorneys.
2020
Varela Financial was founded, helping attorneys understand the repayment strategies available to them. Clients saved over $2 million, with an average of over $74,000 per case.
2021
Expanded to 9 other industries across 30+ states, analyzing over $12 million of student loan debt and saving clients over $6 million, averaging $78,000 per case.
2022–present
A presence in more than 7 industries, over $44 million of student loan debt analyzed and over $22 million saved, with an average savings of $86,000 per case.
Figures as published by Varela Financial.
Philosophy
Specialization matters: traditional vs. non-traditional repayment
There are over 15 different repayment options to choose from, which gets overwhelming when researching on your own. We boil it down to two repayment strategies: traditional repayment and non-traditional repayment — then show you what your own case looks like inside each one.
Human to Human
Strategy Focused
Personalized Planning
Relationship Oriented
Who we serve
Graduate professionals across industries
Attorneys
It's important for attorneys to understand the relationship between debt repayment and wealth building.
Physical Therapists
The smartest decision a PT can make early in their career is creating a repayment plan for their student loan debt.
Physicians & Residents
Residency and fellowship are a vital part of your career. Planning repayment during this time is key to securing your financial future.
Veterinarians
You care for our favorite furry friends. We'll take care of your finances, starting with your student loan repayment.
Pharmacists
Planning your student loan repayment early in your career is vital to your financial success.
Chiropractors
Whether you're an employee of a practice or the owner of a practice, we have strategies designed for you.
Testimonials
What clients say
“This meeting was very helpful. I didn't know that I would need to pay taxes on my loan when it's forgiven. I also didn't know that having a family would help to lower my monthly and long term costs. I also didn't know how to minimize my monthly payments as low as possible. So now that I know these things I feel a lot better about my plan!”
“I couldn't find much information on the student loan websites regarding the different repayment plans so this [consultation] was extremely helpful. I liked visually seeing all the numbers and plans side by side and was excited to see how low my payments and total cost would be. Thank you so much!”
“Just after my first 15 minute phone call with Varela Financial, I instantly felt relief about my financial situation. Varela Financial answered all my questions, and completely relieved all my anxieties about my student loans. Varela Financial breaks down all the complex financial information into digestible chunks, and will make sure you 100% understand exactly what he's talking about.”
Get in touch
Plan your student loan repayment, reach your financial goals.
Schedule your free 15-minute phone call to discuss your case today and learn how Varela Financial can help solve your student loan problem.
Illustrative client example. Individual results and circumstances vary.